[DEBUNKED] The Savings MYTH & Why You Need a Budget
When asked, most people will say that they live on a budget, but the truth is that very few people truly do. They might have a vague idea where most of their money is going, but they don’t operate on a zero-based budget. Much like their annual goal setting or new year’s resolutions, their budget is a good “idea” instead of a detailed, written plan of action.